Discover a unique investment opportunity featuring two separate homes on one lot, offering strong income potential and multiple ownership options. Whether you're looking to live in one home and rent the other, or maximize returns by leasing both units, this property delivers versatility, convenience, and attractive cash flow.

The front residence offers 3 bedrooms, 2 bathrooms, and approximately 1,118 square feet of comfortable living space. Features include central heating and air conditioning, an attached garage, private yard, and a spacious primary suite. The home is currently tenant-occupied, generating $1,650 per month in rental income.

Privately situated behind the main home and accessed via its own alley entrance, the rear residence enjoys a sense of independence rarely found in multi-unit properties. This approximately 900-square-foot home features 1 bedroom, 1 bathroom, plus a den, along with its own private yard. Recent improvements include a newer roof and a newer mini-split heating and cooling system. With projected rental income of approximately $1,400± per month, the rear unit offers excellent income potential and is expected to be vacant soon, providing flexibility for a new owner to occupy the unit or lease it at market rent.

Both homes feature separate water and power meters as well as individual laundry facilities. Tenants pay all utilities, including trash service, helping to minimize owner expenses and enhance investment performance.

The seller has taken pride in maintaining the property and has invested thousands of dollars in recent years to improve the overall condition and appeal of both homes.

Conveniently located within walking distance of the bus station and visible from the Raley’s Shopping Center, this property offers easy access to shopping, transportation, and everyday amenities. Whether you're an investor seeking reliable income or an owner-occupant looking for a property that helps pay for itself, this is an opportunity worth exploring.

To minimize disruption to the current tenants, interested buyers should provide proof of qualification and submit an offer subject to interior inspections only. Rental income and expense figures are approximate estimates and should be independently verified.

Mario John Gattavara
Call/Text: (530) 588-8373
100 for 100 Realty
DRE License #01368823

Rare opportunity to acquire an income-producing duplex with the possibility of assuming an existing private loan on attractive terms. For investors seeking long-term wealth building and retirement income, this property offers stable occupancy, future rental upside, and potentially simplified financing compared to traditional lending options.

Located within the city limits of Oroville, this duplex is conveniently situated within walking distance of parks, schools, daycare facilities, downtown amenities, and directly across from Harrison Stadium. The property consists of two separately occupied units, each offering approximately 700 square feet with 2 bedrooms and 1 bathroom.

Long-term tenants are currently in place, providing immediate rental income. Current rents are $750 and $800 per month, with scheduled increases effective July 1, 2026, bringing rents to $810 and $860 per month. Even after the increases, rents remain below current market levels, with comparable units in the area often renting for $1,000+ per month, creating potential for future income growth.

Each unit features its own private rear yard area, separated by chain-link fencing with wood privacy surrounds. The property includes off-street parking for up to four vehicles and privacy landscaping along the street frontage. Exterior construction is primarily stucco, offering durability and low maintenance. The property also features an attached laundry room located on the side of the building. While currently not coin-operated, the laundry area presents an opportunity for additional income should a buyer choose to install coin-operated equipment.

Utilities are efficiently configured with three separate electrical meters—one for each unit and one dedicated to the laundry room. The owner currently pays water and trash service. The property is owner-managed and offers a straightforward investment opportunity with room for cosmetic improvements to the parking area, landscaping, and exterior appearance.

While this may not be a high cash-flow property today, it presents an opportunity to acquire a solid income-producing asset that can potentially pay for itself over time while building equity and long-term retirement wealth.

A significant feature of this offering is the potential assumption of an existing private loan currently secured in first position. The outstanding balance is approximately $190,000 with an interest rate of approximately 4.5%.

The private note holder has indicated a willingness to restructure the loan for a qualified buyer into a new 30-year fixed-rate, fully amortized loan with no prepayment penalty. This may provide a substantial advantage compared to obtaining new conventional financing and could help a buyer avoid many of the costs, delays, appraisal requirements, and underwriting hurdles often associated with traditional lenders.

*All financing terms are subject to negotiation and approval by the private note holder. As part of the review process, the note holder will require evaluation of the buyer's credit profile and ability to repay the loan. The note holder has indicated a preference for buyers with a credit score of approximately 640 or higher, although final approval remains at their sole discretion.

To minimize disruption to the tenants, all prospective buyers must provide proof of funds sufficient to complete the proposed transaction structure and submit an offer subject to interior inspections prior to scheduling any showings. The seller wishes to avoid unnecessary disturbance of the tenants.

Mario John Gattavara
Call/Text: (530) 588-8373
100 for 100 Realty
DRE License #01368823

Owned solar, panoramic views, and outstanding outdoor recreation opportunities combine to create a unique homeownership and investment opportunity within the City of Oroville. Tucked away at the end of a quiet cul-de-sac, this well-maintained residence offers energy efficiency, privacy, and a scenic setting rarely found at this price point.

Originally designed with a 3-bedroom floor plan, the home is currently configured as a spacious 2-bedroom, 2-bathroom residence, providing larger living areas and an expanded primary suite. Buyers seeking additional bedroom space may wish to explore the potential of converting the home back to its original 3-bedroom layout, subject to their own investigations and approvals.

One of the property's most valuable features is the owned solar system, which has recently been inspected with documentation available for buyer review. Enjoy the benefits of reduced energy costs without the burden of a solar lease or power purchase agreement.

Backing directly to state-owned property, the home enjoys unobstructed views of open pastureland, rolling foothills, and iconic Table Mountain. This exceptional rear boundary provides a sense of privacy and security, along with the peace of mind that comes from not having future residential development directly behind the property.

The approximately 0.21-acre lot offers a blank canvas for your outdoor vision. Whether you dream of creating a custom patio, entertaining area, outdoor kitchen, workshop, garden, or private backyard retreat, there is ample space to transform the yard into something truly special while taking full advantage of the surrounding scenery.

For outdoor enthusiasts, the location is difficult to beat. The property is conveniently located near the Feather River, Lake Oroville, the Thermalito Afterbay, and numerous recreational destinations offering boating, fishing, hiking, wildlife viewing, and year-round enjoyment of Northern California's outdoor lifestyle.

The durable stucco exterior provides long-term, low-maintenance ownership, while security screen doors throughout the home offer added functionality and peace of mind. A recent termite inspection and clearance are already on file, helping provide confidence for prospective buyers.

The easy-care landscaping includes a large shade tree in the front yard and a mature citrus tree along the side of the property. Inside, you'll find fresh interior paint and durable laminate flooring throughout, creating a clean, move-in-ready environment that is both attractive and easy to maintain.

The spacious primary suite features a generously sized bedroom and a large walk-in shower designed with wheelchair accessibility in mind. The functional kitchen offers abundant cabinet and countertop space, and the stove, dishwasher, and refrigerator are all included in the sale.

Additional features include approximately 440 square feet of garage space with an automatic garage door, an interior laundry area, and convenient access to shopping, dining, schools, healthcare facilities, and everyday services just minutes away.

For investors, the property's combination of owned solar, desirable location, protected views, and flexible floor plan may support rental income potential estimated at $1,750+ per month, though buyers should conduct their own market rent analysis and verification.

The seller may also consider cooperating with qualified buyers utilizing the City of Oroville First-Time Homebuyer Program, potentially creating additional opportunities for eligible purchasers.

Whether you're a first-time buyer, investor, relocating to the area, or simply searching for a move-in-ready home with energy-efficient features, protected views, and exceptional access to recreation, this property is one that deserves a closer look.

Mario John Gattavara
Call/Text: (530) 588-8373
100 for 100 Realty
DRE License #01368823